Review card rules regarding each form of a credit card transaction. SmartAsset's experts review Arvest Bank. Yes. money, cash reimbursement, etc.) The fact that the Arvest Bank Visa Classic reduced this by almost four percentage points is impressive. Since Arvest is the product of mergers and acquisitions of smaller local banks, the bank operates a variety of branches throughout the areas it serves. Today the bank operates over 260 branches through 14 locally managed banks. While Walmart doesn’t own Arvest Bank, the family that owns most shares in the bank is the Walton family, who are the founders of the Walmart brand. The ins and outs. 0% introductory APR on purchases and balance transfers, Enroll in Arvest Flex Rewards at no additional cost, First Digital NextGen Mastercard® Credit Card, Have average credit and an existing credit card balance they want to pay down, Want a card that offers basic rewards points and prefers cash back, Will make use of the 25-day grace period on payments, Their 0% introductory APR period is lengthy, or, The typical APR after the initial period ends is highly competitive, $200,000 travel accident insurance coverage. Arvest Merchant Services provides: Credit and debit card acceptance – through Visa, Mastercard, Discover, and American Express, plus Fleet, Commercial cards … Arvest Bank Credit Cards. This combination of a lengthy interest-free bonus period and a competitive APR after that makes the card a robust financial tool for those who struggle to find ways of paying down their existing balances from other lenders. BestCards does not include all card companies or all card offers available in the marketplace. The Arvest True Rate™ Credit Card offers a competitively low APR alongside some powerful extras. We give an overview of all the bank's account offerings, rates and fees as well as branch locations. This means applicants should have at least a 700 credit score to be considered. Arvest Corporate Credit Cards and Purchasing Cards offer a great way to manage business finances. This is undoubtedly the case for those who plan to take advantage of the 0% intro APR on balance transfers. Arvest Platinum & Arvest Visa Signature ® Credit Cards Terms & Conditions. TRAVEL. The no annual fee card comes with no interest for the first year and a fixed-rate APR after that. This is something that generally doesn’t come with a starter card for those with average credit. Many credit card companies offer balance transfers with their credit card and usually offer an introductory zero percent or low interest for them as well. The card features the same 05 intro APR period and Visa protections but lacks a competitive interest rate after that. Original review: Aug. 9, 2020 Long term customers who don't use some service a lot, such as cashier check fees, should be given a freebie ever so many years. The card offers a lengthy 0% intro APR period on both balance transfers and purchases. 0% of consumer complaints against Arvest Bank resulted in the consumer receiving monetary compensation (e.g. Roadside Dispatch ® Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you’re out on the road. Arvest Flex Rewards Credit Card Summary. Simply open a credit card with them, make a purchase with them, and you’ll be on your way with $50. Arvest currently offers a selection of personal, business, and family credit card products. Here are some of the most asked questions about Arvest Bank and Arvest credit cards: 0% introductory APR on purchases and balance transfers, Enroll in Arvest Flex Rewards at no additional cost, Highest credit lines of cards offered by Arvest. Get rewarded for everyday purchases with the Arvest Visa Signature ® card and Arvest Platinum Credit Card. And its introductory interest rates are 4.9% for both purchases and balance transfers. This connection is why there are so many branches in Walmart Supercenters in the states the bank serves. This card becomes even more valuable to you and your business if you already bank or are planning on doing your business banking with Arvest as it can tie in with other accounts and shared business tools. Information accurate as of July 27, 2020. As of December 31, 2019, the bank has over $19 billion in assets, making it the 90th largest bank in the country. BestCards does not include all card companies or all card offers available in the marketplace. In addition, they are offering 2X rewards points on holiday spending when you apply by January 4, 2016.Simply open a credit card with them, make a purchase with them, and you’ll be on your way with $50. The history of Arvest Bank dates to 1961 and the acquisition of the Bank of Bentonville, Arkansas. All banks pull a credit report from one of the major credit bureaus to gauge an applicant’s creditworthiness, and Arvest Bank is no different. While 1X points aren’t spectacular, it is something not many cards for a fair credit offer. Please contact Customer Service: Consumer: (800) 356-8085 Corporate: (800) 822-7759 The program is entirely voluntary, letting cashiers decide if they want the simplicity of a basic credit card or the bonus of reward points. CASH. Give us … Also, you will earn 2 Arvest Flex Rewards points per $1 spent on up to $2,500 in purchases until January 4, 2016. There are no annual membership fees and you can redeem points for cash back, gift cards … The grace period is particularly useful, as it allows cardholders an element of breathing space to repay their purchases without having to worry about late fees or a penalty APR. Earn 1 point for every $1 you spend; $0 Balance Transfer Fee; Take advantage of a special 4.90% APR for the first 6 months on new Arvest personal credit cards. The typical APR for someone with a fair credit score is around 25%, which is very high. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). PRINT TERMS & CONDITIONS. From getting bank fee refunds to automated savings and our proprietary PRO Index, your wealth is our mission. The bank services customers in Arkansas, Missouri, Oklahoma, and Kansas. Integrating preventative procedures can help protect your business from chargeback losses, and it is also very important to partner with a merchant services provider that can help you navigate the dispute process. Arvest Credit Cards are subject to credit approval. The Arvest Bank Visa Classic Card is a straightforward credit card that offers the purchasing power of Visa and the benefits of Arvest Flex Rewards in one basic package. For existing Arvest Bank customers, or those within their service area, this is a card that offers excellent value for its no annual fee. While Flex Rewards isn’t going to compete with loyalty programs from major issuers, the option of cash back or statement credits is enticing. The Flex Rewards program allows members to earn reward points with every purchase (one point per dollar spent). Overall, there isn’t much not to like about the Arvest Bank Visa Classic. Arvest Loan Eraser Reviews. If your Arvest Credit card has been lost or stolen, please notify us. Yes. Plan on paying down an existing credit card balance; Don’t want to pay an annual fee; Arvest Bank Visa Platinum Card Review. In addition to competitive rates, you can start earning rewards points right away when you enroll in Arvest Flex Rewards™. And, while the Flex Rewards program isn’t as lucrative as Chase Ultimate Rewards, for example, redeeming points for cash back is another impressive feature that can help those with balances they need to pay down. The credit card email that I had received said apply and receive 7% off your first purchase. That card also features a normal interest rate of almost 5% higher than the Arvest Classic. Arvest Flex Rewards Credit Card Review: Earn $100 Bonus + Special 4.90% Intro APR For The First 6 Months [AR, MO, OK, KS] By Danny Nguyen Last updated: July 26, 2017. Arvest currently offers a selection of personal, business, and family credit card products. Out of the 6 consumer complaints against Arvest Bank Credit Card, 50% were disputed by the consumer (i.e. ArvestFlex Rewards is the rewards program of Arvest Bank and features on select credit cards. The Arvest Bank Visa® Gold Card is a disappointing credit card that suffers when compared to its sibling, the Visa Platinum. The bank currently pulls TransUnion credit reports when applying for a credit card. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. Joining the program is free, with no fees for membership. Cardholders earn 1X points on eligible purchases, with points expiring after three years. We Can Help Good & Bad Credit. The card offers the purchasing power of Visa, a decent APR, and an introductory interest-free period that is rarely seen in a basic credit card. All credit cards from Arvest Bank are eligible to join the Arvest Bank Flex Rewards Program. Find Gift Cards Welcome to Arvest Flex Rewards. When you apply for a personal credit card with Arvest Flex Rewards™, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature ® or Arvest Platinum card, based on your creditworthiness upon credit approval. Arvest Credit Card customers can also report lost/stolen cards 24/7/365 by calling Arvest Credit Card customer service at (800) 356-8085. Paying fees for … The only downside is you must make at least 12 debit purchases per month and certain daily balances to qualify for the high rates, which can be annoying if you don’t regularly spend on your card. Cardholders can then redeem their points towards several award options, including gift cards, travel, statement credits, or cash back. Normally, an APR above 20% would be cause for concern, but given the broader appeal of the Visa Classic, it is quite a nice rate. As with other Arvest Bank cards, the Arvest Bank Visa Classic Card comes with no interest for the first 12 months. Suggestions. For a limited time, Arvest is offering their Arvest Credit Card. These locations are in over 130 communities throughout Arkansas, Missouri, Southeastern Kansas, and Eastern Oklahoma. The card offers many of the same features of other Arvest Bank credit cards, but with much more accessibility to those with less-than-perfect credit scores.